We have Known Mr. Sijo for the past 4 years and the best thing we like about him is the positive attitude, impeccable service – especially the Follow up and timely reminders. He is very respectful, patient and explains things in a way that even a lay person can understand, even if asked the same question hundred times. We have taken several Insurance and Investments from different agents over the past 10 years, without really understanding the plans and benefits. Sijo did a complete review of our portfolio and explained each one in detail and now all our plans are being managed by him – which in itself speaks volumes about the trust we have in him. He has proved himself in the years we have known him and now I can rest assured that we are dealing with a true professional. I confidently commend him to anyone looking for a true professional Financial adviser who will suggest what you need and not just force a plan on you. He is not pushy and respects your space and time. I wish him all the best for his future endeavors.

Zahra Firoozmand. Iran
Business Person



Insurance; Having worked in the industry for a while I am aware of the practices adopted by several agents just to close a sale. They seem to have a little more knowledge than the average joe, if that. Over two decades in UAE, I met many insurance people for various needs. However, after meeting Mr. Sijo Mathews I had a different view point. Without any drama, Sijo was the only Insurance specialist whose first question to me was – What is your need sir? He is the only person who I know in insurance, who is more concerned with the requirements of a client, who gets the best value for your money. Business means Profit or else it becomes a charitable foundation. Sijo’s honesty, technique of explaining all the jargon to a client and making him feel comfortable was beyond my expectation. He will do his utmost to tailor make a plan for you considering all the criterion’s, and that is where the word Trust fits in perfectly without which nothing stands for the correct reasons for doing anything. Extremely happy with your attitude and modus operandi. Will always run with you Sijo where my insurance is concerned.
God bless you.

Fareed Mansour.
Photographer & Latin Dance Choreographer


Mohinder & Jency

I met Mr.Sijo through a common friend. Being the very friendly and approachable guy that he is, we instantly connected. He gave us the best options that suited our needs and helped through the entire process of getting our insurance. However, we very soon faced a situation with Mednet regarding my maternity coverage which put us in a pickle. it was Sijo’s timely action and quick response to the issue that saved us and I got my maternity covered.

Four months later Mednet again came up with same issue and simply just declared that I will not be having my maternity covered unless I pay a huge premium. All hope was lost for us when it was only Sijo and his team who, understanding our genuinity, relentlessly worked on our case for over a month and got us our maternity coverage approved once and for all from Mednet.

I cannot thank Mr.Sijo and his entire team enough for what they have done for me and my family even when he could have easily ignored it as he had already made his sale. I’m taking this opportunity to appreciate the sincere efforts made by everyone on this case. We will always keep you in our prayers.

Mohinder & Jency 
Entrepreneur – Dunamiz,Abu Dhabi



I am an Expat Living in the U.A E for the last 10 years. And unlike some other nationalities that come here and earn money and are able to buy a house back home this was not the case with me as the real estate prices in Europe is far more expensive than in Asia or Africa.
Hence I figured that it was time to plan. Best to do it was now, while I was young, single and in my prime to save for my future. The only way to do this was to pretend as If I were paying Tax but instead use that same amount of money to secure my future.
So I looked into different insurances and came a across many different insurance brokers in the U.A E all trying to persuade you to sign up with them.

My main concern was that I wanted a plan that is regulated by the European Law and where I knew my money would be saved in Europe (Isle of Man) so I choose the Insurance company Zurich. And on my journey to finding the best available insurance that suits my needs and that I feel I can trust, I came across an insurance adviser – Sijo.

When we met, Sijo was patient with me, asked the right questions and explained the pros and cons in each situation, but one thing that I particularly liked about Sijo is that he never pushed me to sign up for anything, instead gave me enough time to reflect, research and compare and yet always stood by my side available on whats app or phone if I had any concerns and questions I wanted to ask him, which was very convenient for me. I then took my Time and started exploring all options and insurances available that I could Trust and which suit my needs. After over One and a half years of extensive research and talking to several other brokers and banks I finally called Sijo and told him that I was ready for my commitment in order to secure my future.

I chose Sijo as he is honest, punctual, Professional and reliable and puts his client interest before his own, taking time to explain the fine prints and clauses. He is always available for any questions and queries and if I was unsure, giving me advice and ample time to reflect.

By no means are you alone once you receive your policies as he is always there as an advisor and readily available to assist you with your queries even when he is travelling.

This is very important for someone like me as I Travel all around the world and sometimes you might have a thought that pops up and can ask him straight away through whats app or Skype – He is there for you. I find building up a relation to your insurance adviser is important because that is the foundation of Trust in which your commitment to securing your future is paramount.
I would not hesitate taking more insurance policies or recommending him to my family and friends and others.

Marcus M Rupprecht. Germany
Emirates Airlines, Dubai



Sijo is definitely not one of those who wants to just make a sale of the product and vanish. His effort to understand requirements, help clients to choose the right plan that best benefits them and continue to support throughout is commendable. His knowledge of services and ability to match these to our needs certainly made a big difference. I am impressed by his minimalist approach and willing to support when required. I am happy to recommend him to others and go back when I personally need any help.


Pavithra Venkatesh- India
Rewards manager, SERCO, Dubai



Selling Insurance is one of the most difficult tasks. More so when we hear about death or critical illness, you take a backseat and often tend to develop a dislike for the Insurance Advisor. Sijo does not push unsavory ideas. He is a clear in explaining why and what are our requirements. He is more of a friend to all. The feeling of being cared for is what he gives much before he explains our own needs. Its what we need that he sells and not what he wants to. Am sure with the relationship he builds; he will be available in future for any follow ups much unlike many other advisers who disappear once their deal is done. Am sure, with the positive attitude and approach, he will continue to do well in the business while his clients will definitely benefit in having established a relation with him.

Ramesh Ramnath
Business Owner


I met Sijo last year and I truly wish I had met him before. Thanks to his advice I have now planned for my future and retirement, where if something happened to me, like a Serious Illness or Disability, I can afford to take care of my self without being a burden to anyone.  Also my mind is at peace knowing that my loved ones will be safe and comfortable if such an even were to occur. Sijo is an amazing person, passionate of what he does, and cares about his clients.

Thank you for your help,

Kevin – Malta
Emirates Airlines, Dubai



I knew Mr.Sijo for 5 months before we initiated the subject to have any family protection for me.
It was wonderful journey. He has guided/ planned and managed everything very well in advance and professionally. I have considered so many type of insurance options and insurance agents before I took my decision to have tie up through Sijo and this decision has given me confidence to propose his name to my friends and relatives who are looking for any kind of insurance services.


Prakash Sarvaiya. India
General Manager
Hira Industries LLC Dubai UAE


Advait Dande

“Sijo is one of those insurance Advisers, who, apart from providing good information on insurance needs also likes to socialize with clients. This quality I found endearing and makes me feel that I am dealing with a person who is trustworthy. His professional approach towards getting things done, patience in providing all the required information, caring attitude and follow up till the jobs gets done are qualities worth noting. I would not hesitate recommending him to my friends. I wish him success and trust that he will continue to provide prompt service.”

Advait Dande. India
Chief Engineer. A D

Borouge, Ruwais




I started my relationship with Sijo with some reluctance because we have had our share of some unpleasant experiences in the past. In the last three years our relationship has grown from a business to friendship where I can seek his advice or matters not just limited to Financial planning. He is glad to address any query or concern that we have, even when he is out of country. If it is not his job, he guides you in the right direction. He is very patient and attentive to detail, explains each benefit of the plan. Now any time I hear the word Insurance, Sijo is the first person I call and would gladly recommend him to everyone. He will never force you to do something you are not interested in.

Masoud Nemati. Iran
Business Owner, Dubai



Sijo has a good working knowledge of the variety of products that is suited to your needs.
He explains things on a level you can understand comfortably. Listens and empathizes with clients on a deeper level in order to discern what they really want and need. He is always available to answer your queries. A person who puts the needs of the client first without bothering about the commissions. Good work and keep it up.

Dr. Mohammed Mazharul Haq
Eye Surgeon
Emirates Eye Clinic, RAK



Nash - Copy

I’ve known Sijo for at least 4 years now, he has the passion in helping people and by giving so good advices, He is an outgoing person and always ready to help and give you his best advice, very patient and explains the policies so well that you fully understand and will not hide anything from you. Very honest person, he is not only an insurance adviser for me but as well we became good friends. Sijo is always punctual for meetings and always keeps following up on statuses.
Hashmat Ally Najurally. Mauritius
Assistant Director F&B
Towers Rotana, Dubai


burl khaleefa visit 18.10.13 063

I have known Sijo for the past 5 years. Initially, I was reluctant to take any insurance policies so I avoided meeting him for almost one year but Sijo patiently waited and we stayed in touch on phone. Finally, I met him and was highly impressed with the way he explained all the minute details about the insurance policy that was suitable for my budget and best for my family. I decided then and there to go ahead with the policies. I am very thankful to Sijo & wish him all the best for the future.

Arife Umar Farooqui
IT Manager, DEWA




We were recently introduced to Sijo through a common friend. We did take insurance from other agents in past without understanding the plans and benefits properly. Sijo’s input have been extremely useful and his in-depth knowledge as well as detailed explanation has made us feel more comfortable with our choices in investment and insurance.
I would strongly recommend Sijo as a professional financial advisor to cater to your finance and insurance investments.

Ashish Nair. India
Purchase Manager, Unique System Fze



Knowing Sijo is akin to building a bond with someone for a lifetime. In his dictionary the word ‘care’ has a multitude of meanings. He is always there for you in person offering support and solace. Sijo doesn’t do business with you, instead he builds a riveting and lasting relationship encompassing trust, values and integrity. I have known Sijo for over two decades from our days living in the same city to the times where we both are currently dwelling in different countries. And our friendship has continued with the same fervor and intensity. I know for sure that Sijo has taken up the profession of a financial planner with the sole motive to better peoples lives as well as offer them the security of a worry-free existence than merely as a business proposition. To me Sijo is that ultimate “guide and care-giver” in the truest form.

Pradeep Rajan. India
Editor – Platts, Singapore



I have taken 3 insurance policies thus far with Sijo whom I found to be informative, punctual and detailed in his explanations and sending information. By no means are you alone once you receive your policies as he is always there as an advisor and readily available to assist you with your queries even when he is travelling!! His nature is that of a positive, confident person and you feel comfortable knowing that you are in capable hands. I would not hesitate taking more insurance policies or recommending him to my family and friends and others.
Adele Carollissen. S Africa
Manager – Support and Events



My first interaction with Sijo was at a social gathering, following which I took some advice from him about my existing plans. He is gem of a guy with a thorough knowledge of his field and currently manages our complete portfolio. He is just not a insurance adviser for us, but a good friend. We really liked the way he described the pros and cons of a given policy and the way he helped us to design the policy premium considering our budget. As a person I liked the way he presents himself. Needless to say that I will be recommending to him in my circle, which I have already done. I wish him all the best for the future.

Vineet Kumar Verma. India
PermaPipe Middle East, Fujairah


My association with Sijo in Particular has been very pleasant.
He has been prompt and clear in explaining the investment opportunities and has assisted a great deal in helping choosing the right investment plan.I would not hesitate in recommending Sijo if so required.

Capt. Vispy Dadimaster. India
General Manager- Operations
Fujairah National Shipping Agencies, Fujairah



Sijo is a superb team player and leader who achieves outstanding results through detailed research, analysis, commitment and delivery. I cannot praise him too highly and would employ his services again without reservations.
Sijo is bright, intelligent and dedicated to the task in hand. His Indian birth and Christian faith gives him precious insight and a winning cultural understanding of East-West business and social challenges. Sijo is caring and has a warm sense of humour. His background as a champion pugilist and former naval Chief Petty Officer makes him a winner both in and outside the ring.

David Browne. UK
Managing Editor
Parachute Pictures, UK



I have been in UAE for the last 20 years and came across many “Financial Planners” who have not been able to convince the benefits of having a proper financial planning in place.
Best thing about Sijo is that he knows what he is talking about and above all first comes the clients interest, explaining the finer points, including any hidden clauses. I have been seeking his advice on all my investment and financial planning and he has complied even when it has been out of his line of work. I have referred many of my friends, not just in UAE but across the Middle East to seek his professional advice. I believe his popularity has mostly been through word of mouth. I wish him all the best and know that he will continue providing similar support to all his clients
Mr. Swaroop Pookat
Country manager (MEA), Tarkett Middle East



I have known Sijo for the past one year and taken taken an insurance policy through him. I have always found Sijo to be a thorough professional who doesn’t like to force things on any one. He has been explicit in clearing a lot of misconceptions and at the same time explaining the benefits of my policy in detail. Sijo is also a person who goes out of his way to come and meet one directly so as to alleviate any concern that we might have.
I will gladly recommend Sijo Mathews to any of my friends and I am sure that they would also find Sijo as friendly and informative as I have found him to be.
Mr. Shanu Varughese
Director of Revenue, Rotana


I had high expectations when having my policy with Sijo. He exhibited a wonderful example of good faith and excellent customer service and I am very pleased with his work.
I would highly recommend Sijo to anyone seeking competent insurance representation & advice .

Dr. M Siddig, PM. Sudan


“Sijo is a great person to associate with”

He has excellent knowledge about Insurance and suggests products that’s ideal for your situation. Very friendly & shares a unique comfort level when approached with queries.Listens and empathizes with everyone on a deeper level in order to discern what they really want and need. He is positive, confident person and you feel comfortable knowing that you are in capable hands.He knows his business and while providing professional advice, puts the clients interest above all. His background as a former Naval sailor gives him the integrity which is much required for this business of advising people on their personal financial planning. I wish him all the best and know that he will treat everyone with the same dedication.

Binduu Emmanuel