In most patients, that is the very reason for anxiety and depression to kick in. Every now and then we pride ourselves on the fact that we are in the prime of our life and health. There isn’t any family history of a Critical Illness and why should I buy something which I may never need. Critical illness insurance UAE not only helps you recover and overcome a “Critical Illness” it can also help you in case you suffer an accident or god-forbid are left with a disability. These factors in turn not only affect one’s ability to recover but also leaves them in a situation where uncertainty and not knowing befalls. Now the question, whether one can afford a critical illness?
Health, life, group, family insurance may seem to have a significance over one another from person to person. But having one in place and backing it up with another is never a bad idea. Especially in the case of critical illness insurance UAE. It is relatively low-cost insurance and compliments your other insurances fully. Thus, enabling you to focus on your recovery, health, and lifestyle.
Every year, 15 million people worldwide suffer a stroke. Nearly six million people die and another five million are left permanently disabled. Stroke has become the second largest cause of disability, succeeded by dementia. The disability may include loss of vision and/or speech, and paralysis and confusion. WHO, 2016.
According to another WHO report in 2017, Critical illnesses are on the rise. This is a concerning trend that needs to be addressed. Cardio Vascular Disease (CVD’s) are the No. 1 cause of deaths globally. More people die annually from CVD’s than from any other cause.
The main reason behind Vascular Diseases being diabetes and obesity. The leading cause of death globally, among men 56% is due to heart attack and stroke and 81% due to cancer in women.
The critical illness plan acts as a replacement while you are out of work at home recovering from an illness. Which allows you to focus on the recovery, and not worrying about bills or payments. Since it is offered as a lump sum it can be used for a ton of expenses other than your health and recovery. Critical illness insurance gives you the liberty to get back to work whenever you seem fit, instead of being forced to join back even before a full recovery. While nothing can cover what one may lose due to an illness or an accident, but Critical Illness insurance gives you and your loved ones the ability to be strong and stable financially.