Living Benefits


A critical illness or disability from an accident can have a devastating effect on nearly every aspect of your life and family. Although it is impossible to protect yourself against illness or injury, you can Safeguard the income and preserve the financial livelihood and independence of your family through the appropriate living benefits solutions.

Despite being aware of the consequences of a critical illness or disability that results in a loss of income, many individuals fail to prepare properly for that possibility, assuming that there is little chance that those issues will ever affect their lives.

But recent statistics from the World Health Organization paint a much different picture. Every year, worldwide, more than 10 million people are diagnosed with cancer and 40 percent survive. And at least 20 million people survive heart attacks and strokes that often require costly, ongoing clinical care.

Are you prepared for the survival after an illness?

No employer provides indefinite income while you are at home recovering from an illness. A loss of income would result in a severe financial strain. Without the living benefits solutions to cover your health care and ongoing expenses during your recovery, a critical illness could be devastating for you and your family.

It could impact your life in many ways. If you’re buying a home, a house on loan is not yet yours to call your own. Without the necessary income to make the payments, the bank could repossess it.

You could also lose the ability to provide for your family, and to give your children the opportunity to attend the school or higher education institution of their choice. As you can see, a lengthy illness or disability can have a devastating effect on nearly every aspect of your life and family.

A tailor-made solution for you

I specialize in working with individuals to put together a cost-effective, comprehensive plan designed to help you and your family carry on financially throughout the recovery period. I can show you all the important benefits of critical illness and a disability insurance coverage.

Best of all, with the proper protection planning your family will continue to maintain their lifestyle just as they did when there was a paycheck coming every month, even during the absence of an income. This is a blanket protection which lasts throughout your life and across the globe—even after you’ve retired and settled back in your home country or location of your choice.

Don’t let a critical illness or disability destroy your life. Be financially independent. Be the smart one. Prepare for the Unpredictable, the worst, for your family’s sake.

Call today for a free consultation to learn how you can get the coverage you need to protect your income and provide for your family in the unfortunate case that you are sidelined with an illness or injury that results in the loss of your income.